In either case, the manufacturer hopes the incentive will help the customer decide to buy the vehicle, using the money in a way the customer finds beneficial. Customer Uses.
Aside from coming as a rebate or discount off the price of the vehicle, a cash incentive can be used to provide a down payment on the vehicle when the customer doesn't have cash to put down. If taken as a rebate, the customer can use the money to make a payment on the vehicle. Dealer Uses.
The dealer may also use the cash allowance incentive to help a potential customer get approved for a car loan. In some cases, the complexity of putting together a car deal to get the customer approved can be difficult, especially if the customer is trading in a vehicle on which they owe more money than best bank to get a personal loan with no credit car is worth.
In cases like this, this "negative equity" is typically tacked onto the new car loan. However, banks will only allow so much additional money to be tacked onto the loan.
Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day.
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