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I asked him who the loan was through and he gave me this website. When I advised him that this was a scam, he told me that they have many companies but could not tell me which one he was collecting for. He also told me that he was not a debt collector and that he was with the legal department.
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I asked him if he was familiar with the FDCPA (Fair Debt Collection Practices Act). I advised him that under the FDCPA you cannot leave detailed messages on someone's voicemail which does not identify the person whom you are calling and that you cannot leave more than one message per day. They were leaving five or six messages per day. He didn't want to hear that.
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Cash advances are typically for two-to-four week terms. Some borrowers, however, use cash advances for several months.