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And youll need to clear enough to keep your DTI atbelow the maximum once your total housing payment is factored in. May want to speak with lendersbrokers to run a quick pre-qual to see if its a possibility, within reach, or nowhere close. Why is it that I can have over 150,000 and fair credit but cannot secure a mortgage. I received a personal injury settlement that is handled by a financial advisor and he sends me the amount I need to live on monthly and I can call and let him know when its time to pay tuition or if I had to go the emergency room, etc.
This past summer I was told it was credit problems. I fixed the credit problems and now I am being told that my monthly disbursement isnt income and that unless I put half of my money into cash advance in chino valley az annuity I dont meet the FHA requirements, and that I cannot qualify for a USDA loan because of the fact I have so much money.
I am so tired of renting and throwing away my money but it is also a very stupid financial decision to pay for a house in cash when I make a decent return on my best personal loans with good credit portfolio. Please, tell me how I can purchase a home. I even have the house I want to buy and have discussed it with the owners.