Fast Loan Approvals. Loan requirements are minimal. Your loan pre-approval is just a few clicks away. Quick Cash in Minutes. If approved, electronic transfer can be in as little as 4 hours. Most bank transactions will be received within 1 business day, although certain banks can take up to 48 hours to show the credit.
Every inquiry received is handled with care and speed. Your Loan, Your Business. We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc. Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help.
Nevertheless, there is a risk of losing your discharge if a payday lender can prove its case. Rather than deal with the time, money, and risk of fighting a discharge fast cash loans of sc inc spartanburg sc by a payday lender, you may be able to avoid this problem by: waiting more than 90 days from your last payday loan advance before filing bankruptcy, or.
filing Chapter 13 bankruptcy and paying the debt in through your plan. Post-Dated Checks. If you gave the payday lender a post-dated check in exchange for the last advance prior to filing bankruptcy, the creditor may try to cash the check after you file bankruptcy. If the payday lender cashes your post-dated check when it knows you are in bankruptcy, it may be violating the automatic stay.
If this happens, the court may require that the lender return the funds to your bankruptcy trustee. (To find out more about the automatic stay and what happens if a creditor violates it, see our Bankruptcy's Automatic Stay topic area. ) In addition, the payday lender may accuse you of writing a bad check and threaten to press criminal charges.
If a payday lender does this to you, it may be in violation of various state and federal fair debt collection rules and other consumer laws.
Why choose ACE Cash Express. We make it easy to obtain cash when you need it most. ACE Cash Express, Inc. is a leading financial services provider, specializing in short-term consumer loans, bill pay, and prepaid debit card services, as well as the largest owner operator of check cashing stores in the United States.
In business since 1968, ACE Cash Express focuses on serving consumers seeking alternatives to traditional banking relationships by gaining convenient, immediate access to financial services. What is a Credit Services Organization (CSO) and Credit Access Business (CAB). Depending on your state, a Credit Services Organization (CSO) is a company that earns compensation by, among other things, helping consumers obtain loans from a lender. A Credit Access Business (CAB) is a type of CSO that helps people obtain payday and title loans from a lender.