CA residents: Opportunity Financial, LLC is licensed by the Commissioner of Business Oversight (California Financing Law License No.
APR: 5. 50 to 13. 79 Loan amount: 3,000 to 100,000. Loan terms: One to five years; can go up to 10 years. Minimum credit score: Not provided, but generally 680 or higher. Time to funding: Typically same day. Fees: No origination fee for unsecured loan; 75 for secured loan; 39 late fee and returned payment fee. Credit unions. Some credit unions offer CD-secured loans, typically to build credit or get cash quickly at a lower rate than other types of loans.
They want to help you with a short-term solution, not a long-term trap. Absolutely one of the BEST lenders I have ever worked with, including mainstream lenders.
Highly recommended. Thanks for believing in us. You guys are making one little girl super happy. She now gets her new school clothes. Spotloan to the Rescue. Spotloan has been a lifeline to me on numerous occasions, I would highly recommend their service to anyone faced with unexpected expenses.
Representative 29. 82 APR. If you borrowed 5,000 over a 48 month period and the loan had an 8 arrangement fee (400), your monthly repayments would be 131. 67, with a total payback amount of 6,320.
12 which including the 8 fee paid from the loan amount, would have a total cost of 1,720. Representative 18. 23 APR.