Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. We cannot guarantee any APR since we are not personal loan lgfcu lender ourselves.
An Personal loan lgfcu can generally run between 6 up to 35. Loan products general have a 2-month minimum repayment term and a 84-month maximum repayment term. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site. Repayment Terms.
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The interest rates on personal loans depend partly on the loan amount and term. But lenders personal loan lgfcu assess your credit worthiness, usually by looking at your credit file.
The lowest rates are reserved for the best customers that is, borrowers with a spotless credit record. If you are judged likely to default on the loan because of a poor credit history, you will be charged a higher rate of interest or your application will be turned down. In other words, there is no guarantee that you will qualify for the advertised rates. Lenders are allowed to boast of low representative rates personal loan lgfcu those rates are charged to 51 of successful applicants, which means almost half could be charged a higher rate.
Early repayment. You can pay off your debt before the end of the loan term if you come into some cash. But watch out for early repayment fees.
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